Saturday, April 25, 2026
Personal finance that makes cents
College is one of the biggest financial decisions families face — and the earlier you start planning, the more options you have. These guides break down how 529 plans work, how to save efficiently at any income level, and how to plan for a child's education without putting your own retirement at risk.
All College Savings Articles
A dead-simple college savings plan that starts at $25 a week and grows with your child. After 14 years of following this exact plan, here are the real numbers.
Both accounts offer tax-free growth for college. But they work differently, hit financial aid differently, and one gives you an escape hatch if your kid skips college. Here's the real comparison.
The average graduate carries $37,000 in student debt. But there are real strategies -- FAFSA optimization, merit aid negotiation, transfer pathways, and employer benefits -- that can cut that number to zero.
The average borrower carries $37,000 in student debt. Here's a step-by-step strategy to pay it off faster — without wrecking the rest of your financial life.
A 529 plan gives you tax-free growth on college savings. Here's how they work, how much to put in, which state plan to choose, and what happens if your kid doesn't go to college.